All Your Needs

In order to help you maximize your potential for success in all areas of your financial life, we take a comprehensive approach. As the chart on the left shows, these can include:

This process can be key to creating and maintaining your financial comfort. It can include:

• Managing resources and your portfolio
• Tax planning and tax efficiency issues
• Personal savings
• Simplifying your financial life
• Education funding

Wealth and Income Protection

We work to help ensure that your wealth is protected against catastrophic losses, an extended illness or disability and identity fraud. Business owners might also want to consider strategies to help protect their wealth and the value of their businesses.

Wealth Transfer

Proper estate planning is the most effective way to help ensure that you are able to provide for the financial health and well-being of your family. It also can potentially reduce or prevent much of the stress that so often occurs when heirs attempt to sort out a family member’s estate.

Charitable Giving

We help you fulfill any philanthropic goals you might have and maximize the effectiveness of your charitable legacy

We are not a legal or tax advisor. The tax and legal information herein is general in nature and should not be considered legal or tax advice. Consult an attorney or tax advisor for specific information on your individual situation.

The Wealth Solution

With the many demands on your time and the complexities of the financial decisions you face, it no longer makes sense to face life’s transitions without the kind of comprehensive wealth advisory approach we provide.

Process Driven Approach

Our distinct, comprehensive process helps us identify, understand, and create dynamic and flexible long-term wealth solutions for our client.

Team of Experts

We understand that your investment portfolio is only one aspect of your whole financial picture, which is why we work with a team of experts, to determine the most beneficial course of action and strategy for all your wealth needs.

Managing the 3 Major Financial Risks

We help you plan for and control the 3 major risks investors must contend with:

• Investment Risk – we focus on the right portfolio allocation for your situation, with a special emphasis on minimizing one of the great enemies of wealth – volatility.
• Behavior Risk – we are committed to being your financial “conscience,” so you don’t let emotions compromise the integrity of your portfolio and financial future.
• Longevity Risk – with many Americans now spending three or more decades in retirement, we help you plan for a long and comfortable retirement.

When you think about what you have achieved in life, one fact is illuminated: You and your wealth can do an enormous amount of good for many, many people – not just yourself and your family, but your community, even the world at large.

In the end, then, you have a responsibility to make smart decisions about your wealth so that it can do as much good as possible. You owe it to yourself and to the people and organizations you care about most to work with an Independent Financial Services firm, like ours, who can help you do the job right.