Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Commitment and Money Conversations Talking about money isn’t as scary as it seems. Retirement Savings Essentials in your 30s Your 30s are the best time to set yourself up for retirement savings success. Here are strategies to help you. Infographic: Risks at Retirement Make a plan to take these risks off the table.